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As more drivers tinker with electric vehicles (EVs) and push boundaries on performance, one fringe yet fascinating trend has quietly emerged: EV-to-hybrid conversions. These involve modifying an all-electric car to include a gas-powered generator or small engine—essentially creating a DIY plug-in hybrid. But while the engineering is bold, the big question for most owners is: … Read more
When I first swapped out the factory wheels on my car for a set of 22-inch alloys, I didn’t think much beyond how sharp they looked. It wasn’t until I got my next insurance renewal notice that I realized: aftermarket wheels can actually impact your rate—and not always in ways you’d expect. If you’re planning … Read more
When I got serious about rebuilding my driving record after a DUI conviction, I dove deep into every factor that could affect my new insurance rates. One oddball question kept popping up online: Does the color of your car make things worse after a DUI? Short answer? Not really—but there’s more nuance, especially when you’re … Read more
If you’re like me and you’ve ever added a roof rack to your car—whether for hauling kayaks, bikes, or even just extra cargo—you’ve probably wondered: Does my car insurance actually cover this? And more importantly: Can I still get solid coverage without paying more than $30 a month? After installing a Yakima rack on my … Read more
If you live in California like I do, you’ve probably seen more than a few drivers with dashcams mounted on their windshields. And maybe you’ve even wondered—can having one of these little cameras actually help lower your car insurance? After digging into the research, talking to agents, and testing a few policies myself, the short … Read more
A DUI (Driving Under the Influence) conviction can impact more than just your driving record — it can cause massive spikes in your insurance rates and make renewals a challenge for years. Whether it was a one-time mistake or part of a past you’re trying to move past, it’s important to understand how a DUI … Read more
As electric vehicles (EVs) continue to rise in popularity, more drivers are asking a key question: how do insurance costs compare to gas-powered cars? In 2025, with EV adoption accelerating and new data available to insurers, the landscape is shifting. This guide will walk you through what to expect in terms of pricing, risk, and … Read more
Modifying your truck with a suspension lift might improve off-road capability and turn heads, but it can also complicate your insurance coverage. Whether you’re lifting a Ford F-150, Ram 1500, or Tacoma, it’s important to understand how these mods affect liability, premiums, and claim approvals. In this guide, we’ll break down what lifted truck owners … Read more
Teenage boys are statistically the most expensive drivers to insure. But if you’re a parent (or a student) looking to cut costs, good student discounts can offer serious savings—often between 10% and 25%. But how do you actually qualify? Here’s a clear breakdown of how under-25 drivers, particularly teen boys in high school or college, … Read more
A persistent myth in the automotive world is that red cars cost more to insure. While it makes for great small talk at the dealership, is there any truth to it—especially when comparing how car insurance is calculated in the U.S. vs. Europe? Let’s break down how color does—or doesn’t—impact your premiums on both sides … Read more